Watervliet, Coloma & Hartford Inland Marine Insurance
Michigan Inland Marine insurance was first created to cover goods transported over water. Now this policy has expanded to cover goods on land and is offered for Commercial or Personal property.
If you have valuable property that is transported from place to place on a regular basis, an Inland Marine policy from Karla D Smothers Agency, LLC is an optional coverage which provides higher limits.
Inland Marine Insurance Options in Watervliet, Coloma & Hartford
A Commercial Inland Marine Floater ensures your property which is movable or transportable has a broader protection than what may be provided by the typical property policy. This affordable protection is for the tools, equipment, merchandise, and items you transport for your business no matter where they go or where they are located. You will be protected for damages caused by accidents, theft, vandalism, or total loss. These policies are almost always written on an all risk basis as opposed to named perils.
Michigan Personal Inland Marine policies can expand the coverage in your home owners policy to protect your investments in items such as jewelry, furs, fine arts, cameras, musical instruments, collections, sports equipment, or computers. Items insured are usually of relatively high value and portable.
Here are some additional lines of insurance that we service:
- Equipment Floater
- Ocean Marine
Contact Karla D Smothers Agency, LLC and we can have one of our specialist determine your risk and design the best coverage for your valuables. We can service Watervliet, Michigan including the Benton Harbor, Coloma, Hartford, Saint Joseph, and South Haven areas.